What Would My Mortgage Payment
This Mortgage Calculator helps estimate your total monthly home loan payments including all monthly costs associated with your mortgage including: Real Estate Property Taxes, Home Owner’s Insurance, Private Mortgage Insurance, and HOA Fees.
How Much House Can I Afford?
This are two different Home Affordability Calculators that you can use to estimate “How Much Home You Can Afford” based on either your household income-to-debt estimates or fixed monthly budgets.
An amortization schedule is a table showing your monthly loan payments over a specific period of time that provides you the amount of principal and the amount of interest that make-up each monthly payment until the loan is paid off at the end of its specific term.
The refinance calculator can help plan the refinancing of a Home Loan given various situations, and also provides a side-by-side comparison of your existing Home Loan comparing to a new refinance loan.
FHA Loan Calculator
FHA charges an upfront mortgage insurance payment (also called “MIP”), as well as an annual mortgage insurance premium paid each month (also called Private Mortgage Insurance or “PMI”). The upfront MIP is 1.75% of the loan amount and is financed into your FHA loan. The MIP varies based on the loan term, loan amount, and the loan-to-value (LTV) ratio. The FHA Loan Calculator takes into consideration the MIP and PMI to provide a estimate of monthly mortgage payments for an FHA Home Loan.
Rent vs. Buy Calculator
Looking at the Rent vs. Buy Calculator, is purely a numbers analysis. In the real world, there are several personal decisions involved in the Rent vs. Buy options that simple numbers cannot answer, such as the intangible value of home ownership, building home equity in an appreciating market, and not having to deal with landlords.