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2% Grant Program Highlights

The 2% grant of your purchase price is COMPLETELY FORGIVEABLE and NO MONTHLY PAYMENTS ARE REQUIRED.

Seller concessions are allowed up to 6% of the purchase price and can be applied to all borrower paid closing costs.

The grant will provide eligible borrowers 2% of their 3.5% down payment required on an FHA loan. The remaining 1.5% must come from the borrower.

Minimum 580 Qualifying Credit Score.

You must meet ONLY ONE of the following borrower eligibility requirements:

  • First time homebuyer,
  • County level income restriction, or
  • Current or retired employee, volunteer, or non-paid staff member of the following organizations:
    • First responder (police, firefighter, public safety officer, paramedic, EMT, or similar)
    • Educator (Sunday school teacher, tutor, day care provider)
    • Medical personnel (doctor, nurse, hospital worker, or similar)
    • Civil servant in a federal, state, or local municipality
    • Military personnel

One borrower must complete homeownership counseling course.