As an Independent Mortgage Broker, The Home Loan Brokers, have access to the nation’s largest wholesale mortgage lenders shopping for the best interest rates, mortgage terms, and closing costs based on your specific needs.
Unlike going to a bank, credit union, or on-line lender that provides only their company’s loan options, we search for 100’s of different loan programs to find the best interest rates and options for your needs.
Our fiduciary responsibility is to you our client, not the bank!
Secondarily, as an Independent Mortgage Broker, I have the ability to customize variables like discount points, origination fees, etc. to ensure you’re provided the lowest interest rate possible. Banks, credit unions, and on-line lenders don’t have the flexibility to affect their borrower’s interest rates the way The Home Loan Brokers can working with multiple wholesale lenders.